Author name: Blessing

Digital or die!

A headline in Finextra today (20 July 2022) caught my attention. It is not the first – nor will it be the last such headline as countries move to a more digital world. Yes, you will get the traditionalist anti-change segment fighting for cash, as they did centuries ago to hold onto sea shells as

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A headline in a recent report (SoftPOS report 07.2022 – AEVI) caught our attention.

A headline in a recent report (SoftPOS report 07.2022 – AEVI) caught our attention. “SoftPOS (Tap-on-Phone) has entered its early adopter phase after spending 8 years in development. While many doubt it, products do not spend 8 years getting built to disappear, so it is here to stay.” One forgets very quickly how long it

A headline in a recent report (SoftPOS report 07.2022 – AEVI) caught our attention. Read More »

Times are changing – non-traditional institutions are pioneering value creation

According to Mckinsey, the overall market capitalisation of the financial sector added $5 trillion, rising from $9.5 trillion in 2016 to $14.5 trillion in 2022. Traditional banks added value at the lowest rate over the past 5 years. In contrast to this fintech and neobanks are displaying valuations more than 10 times their book value

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